A European mobile bank offering free Euro accounts and multi-currency spending.
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N26 vs Revolut
Comparing N26 and Revolut to help you pick the right Online Banking for your needs.
| Feature | N26 | Revolut |
|---|---|---|
| Pricing | Freemium | Freemium |
| Platforms | Web, iOS, Android | Web, iOS, Android |
| Launched | 2013 | 2015 |
| Starting price | €0 | $0 |
| Community votes | 298 | 367 |
N26 Pros & Cons
- Genuinely free Euro IBAN account with no monthly fees on the standard tier
- Real-time spending notifications and clean, simple budgeting-friendly interface
- Spaces feature lets users organize savings into separate labeled sub-accounts
- Available across many European countries under one consistent banking license
- Has exited some markets entirely in the past (including the UK in 2020), creating disruption for affected customers
- Customer support has drawn criticism, being primarily app-based with limited phone access
- Premium tiers add real cost if relying on insurance or higher-tier features
- Less full-featured investing options than some competitors like Revolut
Revolut Pros & Cons
- Genuinely useful free tier with multi-currency holding and fee-free spending up to a limit
- Strong app-based budgeting and spending insight tools
- Active referral program with real cash bonuses for both parties
- Card supports spending in many currencies without typical foreign transaction fees
- Fee-free spending limits on the free tier reset and can be exceeded by frequent travelers
- Not a full bank account with deposit insurance in every market it operates in
- Customer support has drawn criticism for being primarily app-based with limited human contact
- Premium tier costs add up if relying on higher-tier features regularly
Verdict: N26 vs Revolut
N26 and Revolut both serve the Online Banking category well, but suit different priorities. Based on community engagement, Revolut is currently the more widely adopted choice (367 votes), but the better fit ultimately depends on your specific pricing, platform, and feature requirements.
Frequently Asked Questions
- Which is cheaper, N26 or Revolut?
- N26 and Revolut use a similar pricing model (both freemium), so the cheaper choice depends on which specific plan tier and feature set you need rather than the base pricing model.
- Is N26 or Revolut rated higher?
- N26 and Revolut currently hold comparable editorial ratings, so neither has a clear edge — the right pick depends more on which specific features and pricing fit your use case.
- Which platforms do N26 and Revolut support?
- N26 is available on Web, iOS, Android. Revolut is available on Web, iOS, Android. Both tools cover a similar range of platforms.
- Can I switch from N26 to Revolut (or vice versa)?
- Most online banking tools, including N26 and Revolut, support data export in standard formats, making migration possible though rarely fully automatic. Expect to manually verify that custom configurations, integrations, and historical data transfer correctly, and budget time for the team to adjust to workflow differences between the two products.
- Should I choose N26 or Revolut?
- N26 and Revolut both serve the Online Banking category well, but suit different priorities. Based on community engagement, Revolut is currently the more widely adopted choice (367 votes), but the better fit ultimately depends on your specific pricing, platform, and feature requirements.